By Seth Busetti We used the cash envelope system for most of our marriage. Then a few years ago we switched over to a virtual budget management approach. It was a trial in modernizing our finances. In this post I will summarize why we moved away from the cash envelope system, and why after running … Continue reading Making Monthly Finances Easy – Why We are Going Back to the Cash Envelope System
By Seth Busetti Learning the discipline of frugality is one of the most important steps to getting out of debt and living within your means. Unchecked spending is like a leaking hole in a row boat. You can paddle as hard as you want, but if the ship goes underwater what’s the point? But to … Continue reading 7 Ways Being Frugal Can Be a Financial Roadblock
By Seth Busetti Giving doesn’t come easy to everyone. The feeling that we want to give or should somehow give to our local church, missions work, humanitarian causes, or to a homeless person on the street corner is probably universal. But for many people there are a dozen reasons justifying why we don’t follow through … Continue reading 5 Steps to Start Charitable Giving on a Tight Budget
By Seth Busetti Pregnancy checkups. Awkward birthing classes. Maternity leave. Medical bills. Diapers. Food. Child care. School fees. Clothing. Sports equipment. Bikes with no training wheels. Emergency room visit. Swimming lessons. Braces. Car insurance. Collision repair. Prescription acne cream. Prom dress. Kayaking trip. College recruiting trips. College tuition. Wedding. What else? Did we cover it … Continue reading Are Kids Holding You Back Financially?
By Seth Busetti In 2014 Alexis and I learned a frustrating lesson about saving while we were upgrading to a bigger house. We had faithfully saved and invested, and we were on track with all of our goals, but then life happened. Our single-story three bedroom house that once seemed so permanent started to get … Continue reading 3 Saving Mistakes Everybody Makes